Explore what’s possible with Microinsurance in the Philippines

Igloo is a leading microinsurance technology company in the Philippines. Let us empower your business to customise the right insurance products for your customers.

We provide end-to-end digital solutions to empower our partners

Discovery and purchase

  • Optimised experience for discovery and selection of microinsurance products
  • Transparent and easy to understand; no complex terminology and insurance fineprint
  • Easy and convenient payment methods

Policy activation and management

  • Frictionless microinsurance policy activation and management powered by full self-serve technology platform
  • Authenticated access to ensure data security
  • Automated payment renewal that can be switched on/off based on preferences

Claims management

  • Online microinsurance claim submission for expedited processing and reimbursements
  • Immediate notifications of microinsurance claim and reimbursement status updates
  • Multi-channel customer support available

Why Work with Igloo?

Igloo’s core value lies in the development of full stack solutions and services within the whole insurance journey value chain.

Our full-stack approach enables brands and companies to launch partnerships with us in a short time frame of 3-4 weeks, while achieving increased customer lifetime value to boost customer satisfaction and long-term customer retention.

We enable our partners to provide their users with the right microinsurance products in the most user friendly and optimised way.

Data and technology at the heart of our products

We leverage the right technology, big data, machine learning and AI to power deep learning technologies that create superior microinsurance products and delightful user experiences.

Since 2019, we’ve facilitated over 280 million policies through our partners' platforms

55 partners 
across various industries

Over 15
insurance and microinsurance products
in our ever-growing suite

15 times
Growth in Gross Written Premium

We’re trusted by brands across multiple industries

We’ve worked with all types of players across different industries and have helped our distribution partners deliver the right microinsurance products and user experience to their customer base.


We work with telcos to offer microinsurance products that go well with their lifestyle-centric user base.


With micro insurance increasingly in demand, we work with ecommerce companies to offer affordable insurance products that address the end users’ needs.

Financial services

We work with players in the financial sector to provide better protection for their large customer base via our versatile microinsurance products.

Logistic Services

From insuring goods in delivery and transit to protecting fleet drivers, we work with logistics companies to mitigate delivery and fulfillment issues through our comprehensive microinsurance products.

We work with major insurers

We pride ourselves on providing full-stack insurtech solutions along the entire insurance value chain.

To do so, we’ve established strong partnerships with insurers around the region for the best range and pricing of microinsurance products.

You get to choose the product that’s best for your customers

Our mission is to give people the insurance they deserve – insurance that is easy to understand, simple to use, fairly-priced, honest and relevant. Work with us to deliver the right microinsurance products to your end users – all while providing delightful experiences.

What is the maximum cover that can be provided in microinsurance?

According to the Insurance Commission of the Philippines (IPC), the maximum sum of guaranteed benefits for microinsurance must not exceed 1,000 times the prevailing daily minimum wage rate for non-agricultural workers in Metro Manila. This is regulated under Section 187 of Republic Act No. 10607. Coverage amounts for specific policies and products will vary across providers and companies, and customers should do their due diligence before purchasing any microinsurance for themselves.

Thanks to Igloo’s wide network of insurer partners, premiums on microinsurance products offered are always competitively-priced and offer comprehensive coverage.

FAQs About Microinsurance in the Philippines

Microinsurance is a type of insurance for low-income or vulnerable individuals who may have difficulties accessing policies and products from traditional insurance providers. The demand for microinsurance has been increasing in the Philippines as a way for customers to start building their financial safety net regardless of economic background. Igloo works with our partners to facilitate access to a vast range of microinsurance. We make accessing, understanding and buying microinsurance products easy even for first-time buyers and individuals with no prior knowledge of the financial sector.

There are 3 main key features of microinsurance: simplicity, affordability, and accessibility. Compared to traditional insurance companies, insurtechs like Igloo in the Philippines fill a significant gap in the financial products landscape by offering accessible insurance products that meet the financial needs of lower-income customers. Igloo uses a full-stack tech-based approach to connect suppliers and buyers of microinsurance, increasing the accessibility and affordability of microinsurance products to those who need it.

There are many types of microinsurance products available in the Philippines today, such as personal accident insurance, motorcycle insurance, and more. Many microinsurance policies can also usually be tailored to suit the policyholder’s needs, giving them more options in ensuring their financial safety in case of emergencies or unexpected accidents. Igloo collaborates closely with microinsurance companies and retail providers across the country to ensure that consumers are able to seek out and purchase microinsurance policies that meet their unique needs. Get in touch for more information, or to learn about our services.

Terms And Conditions

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VN contact number: 0888 994 664

VN email
Partnership: cs.vn@igloo.insure
Agency: cs.agency.vn@iglooinsure.com