Personal Accident

Embed personalised personal accident insurance in your products and services online through API or distribute offline bundled.

Insurance product
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Protection tailored to your users' lifestyles

Provide protection against personal accidents to your workers while they are on the job or as a value-added service to your customers in their buying journey. Embed personal accident insurance in complementary services and products such as travel packages or automobile purchases.

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Highly customisable personal accident protection plans

Road accidents

Workplace accidents

Travel accidents

Acts of God


Accidental death

Permanent disability due to accidents

And any other situations that are relevant to your business and customers

Igloo helps you offer personal accident protection in offline and online set-ups

Regardless where your customers choose to interact with your business, Igloo can help.

  • Offline: Distribution partners in consumer finance bundle personal accident plans in their loans to their customers during the point of loan disbursement in-store
  • Online: Digital banks and fintech apps embed personal accident plans in the checkout process where users apply for personal loans or financial services
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Offer highly suitable and relevant personal accident plans

Customise every aspect of the personal accident cover to complement your business's services or products while bundling and increasing ARPU (average revenue per user). Your customers are more likely to opt-in if the plan fits their needs.

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Smooth, frictionless customer buying experience

Automate the selling process by embedding our code into your website, app or platform, allowing for dynamic pricing and a seamless user experience.

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How partners are embedding personal accident plans in their business operations

Use cases
  • Offer as a bundled value-added service

    Options for opt-in or opt-out or even bundled with purchases made in-store/in-person. For bundled, the customer perceives it as a value-added service.

  • Embed in the payment step

    Options for opt-in or opt-out during the online payment process for seamless transaction

We’ve helped these partners protect their consumers and employees from personal accidents


Speak to us to learn how we can customise a personal accident protection solution that works for your business and customers.

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Learn how Igloo can help integrate customised insurance solutions to your platform

Igloo’s core lies in the development of full stack solutions and services within the whole insurance journey value chain. We enable our partners to provide their users with the right insurance products in the most user friendly and optimised way.

Discovery and purchase

  • Optimised experience for discovery and selection of insurance products
  • Transparent and easy to understand; no complex terminology and insurance fineprint
  • Easy and convenient payment methods

Policy activation and management

  • Frictionless policy activation and management powered by full self serve technology platform
  • Authenticated access to ensure data security
  • Automated payment renewal that can be switched on and off based on preferences

Claims management

  • Online claim submission for expedited processing and reimbursements
  • Immediate notifications of claim and reimbursement status updates
  • Multi-channel customer support available for assistance

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