Innovative Fintech Solutions

Revolutionise your insurance experience with our innovative Fintech Insurance Solutions that blend technology and finance for seamless integration, advanced analytics, and enhanced security, covering payments, lending, investment, etc,.

Online fraud & data breaches
Systematic risks
Customer acquisition & retention
Unprotected loans

Contact SalesBusiness solution

End-to-end solutions for various fintech sub-niches

How it works

Digital Payment & e-Wallet
Secure online payments made on your app, platform or website for peace of mind.
- Pure API plug-in
- Subscription-based model
- Easy use of offering/Policy & claim tracker
- Customised standalone sales journey
A unified API integration accelerates your business growth
Leverage our unified API integration to propel your digital payment and e-wallet services. It allows swift and seamless integration with your existing system, facilitating efficient data exchanges and operations. This translates to improved business efficiency, potential for scale, and better customer services due to quicker response times.
Tailored protection based on transaction data provided directly to your customers
Our insurance solution offers tailored protection based on customer's transaction data. We create personalised insurance plans based on each customer's transaction behaviour, providing coverage that aligns more closely with their risk profile. This bespoke protection enhances customer satisfaction and loyalty, by demonstrating a deep understanding and care for their unique needs.
Embedded into critical touch points of payment journey for either subscription-based or add-ons
Our insurance product is designed to integrate seamlessly into critical touch points of your customers' payment journey. Offering the flexibility of subscription-based insurance or add-ons, customers can choose the level of coverage that matches their preference at any time. This greatly enhances user experience, driving user retention and diversifying your revenue stream.
Consumer Finance & Online Lending
A versatile lending solution targeted for individual or domestic use.
- Pure API plug-in
- Subscription-based model
A unified API integration accelerates your business growth
Embrace protection swiftly and efficiently with our unified API integration for consumer finance and online lending solutions. This integration facilitates a smooth flow of data, simplifying the insurance application and claim process. The result is a more streamlined operation, improved risk management, and enhanced experience for your borrowers, contributing to better user acquisition and retention.
Seamlessly bundled within the loan application process
Our insurance solutions are ingeniously fitted within your loan application process, bringing insurance protection directly to your clients as they apply for loans. This integration makes securing insurance simple and convenient, improving customer satisfaction. More than just a loan, you're providing your clients an extra layer of financial security, making financial planning easier for them and differentiating your service from competitors.
Bancassurance
Targeting for financial institutions that operate primarily online and offer digital banking services to customers.
- Pure API plug-in
- Subscription-based protection with convenient renewal
- Easy use of offering/Policy & claim tracker
- Standalone sales journey
Embed with a single API or partner-focused stand-alone sales journey
Our insurance solution can be seamlessly embedded into your banking system with a single API, offering a smooth experience for both you and your customers. Alternatively, a partner-focused, stand-alone sales journey can be crafted to fit specific needs. This flexibility empowers you to tailor the insurance experience, enhancing client satisfaction while optimising business processes.
Relevant recommendations swiftly at the most suitable touch points
Gain the competitive edge with our intelligence-driven insurance solution. We harness data analytics to provide relevant insurance recommendations to your customers swiftly and at the most suitable touch points. This personalised approach enhances customer engagement, increases take-up rates, and fosters more intimate customer relationships.
Hassle-free online renewals
Customer retention is effortless with our hassle-free online renewal feature. Your customers can quickly and easily renew their insurance policies online, minimising unnecessary paperwork and saving time. This customer-centric approach enhances loyalty, reduces churn, and boosts overall customer satisfaction.

Proven insurance products suitable for fintech partners' customers

Through cutting-edge technology, we offer insurance services tailored to modern financial operations

Insurance products

Business interruption and liability insurance for MSMEs

This coverage is designed for Micro, Small, and Medium Enterprises (MSMEs) to protect against losses from interruptions in business operations and liability claims. It helps keep businesses confidently operational in uncertain circumstances.

Credit life insurance

Credit Life safeguards borrowers’ credit against the risk of death or disability. It secures the borrowers’ finances in life-altering eventuality, making sure the borrowed amount doesn’t become a burden to their loved ones.

Cyber security

Safeguard your digital realm with our cyber insurance. It’s designed to cover the financial implications of potential cyber threats like data breaches, network damage, and business interruptions. Mitigate cybersecurity risks, protect sensitive data, and maintain your organisation’s integrity and reputation comfortably.

Electronic gadget insurance

From smartphones to laptops, secure your essential technology with our gadgets insurance. It provides coverage for theft, loss, damage, providing you the peace of mind to enjoy and utilise your devices freely.

Income loss protection

Secures your financial stability in times of income interruptions. It provides you with a percentage of your income if you are unable to work due to illness or injury, ensuring you can still meet your financial obligations.

Loan protection

Provides dual protection for both lenders and borrowers. It helps borrowers settle their loan obligations in case of a disability or death due to an accident, ensuring financial stability for their family. For lenders, it mitigates the risk of loan defaults.

Personal accident

Protects you from unexpected financial burdens due to accidents. Whether it’s medical treatment, income replacement, or facing a lifelong disability, personal accident insurance provides the financial support you need to face the unexpected bravely.

Phone screen protection & Mobile360

Phone Screen Protection and 360-protection insurance plans cover damage to your phone’s screen and provide comprehensive protection against physical damage, theft or loss, respectively. They offer relief from high out-of-pocket costs for repairs or replacements, and secure your valuable device against unforeseen incidents.

Travel

It provides coverage for various incidents that may occur during travel such as trip cancellation, medical emergencies, lost luggage, and delays. It’s invaluable for frequent travellers as it offers protection against unforeseen travel misfortunes and hefty costs related to medical emergencies or cancellations.

Shipping and transit

Transit insurance offers financial protection against the loss or damage of your goods during transportation. It supports your business by mitigating the financial risk of such eventualities and maintaining seamless supply chains.

Why fintech partners work with Igloo?

Why Igloo?

Embedded solutions

Providing top-tier embedded solutions to incorporate insurance services directly into your existing platforms. Our approach boosts efficiency, adds value, and enhances your customers’ overall experience by providing seamless and intuitive insurance services.

Customised protection

We provide exclusively tailored insurance solutions that align perfectly with your personal or organisational needs. Our expert team works to understand your risk profile and design a unique protection plan that covers what matters most to you.

Subscription-based protection

We offer innovative subscription-based protection that allows you to adjust the level of coverage as and when you need. Our uncomplicated, streamlined plans make it simple to manage your policy and ensure a consistent level of protection.

Flexible instalments

Our approach to premium payments breaks down the cost into easily manageable instalments. By offering flexible payment terms, we ensure that comprehensive and robust coverage is affordable and accessible to all.

Seamless API integration

We make it simple to implement insurance services into your existing technological infrastructure. This easy-to-integrate approach offers a streamlined pathway to expanding your service offerings and empowering your customers.

Online safeguard

In the age of digitisation, we offer robust online insurance solutions to protect your business operations. Our cutting-edge online solutions are designed to safeguard you in the digital landscape, helping your business to function securely and effectively.

Fast renewals

We prioritise convenience and time-efficiency, offering quick and simplified online renewals. Our digital renewal process is designed to maintain continuous coverage without disruption or delay.

Effortless claim process

Our claim procedure is swift and intuitive, resulting in an effortless and fast-paced claims experience designed to ease the burden during a stressful time.

Ready to drive business growth?

Learn how Igloo can help integrate customised insurance solutions into your platform. You can also contact us to design a tailored package for your business

Innovative Fintech Solutions

End-to-end solutions for various fintech sub-niches

Digital Payment & e-Wallet

A unified API integration accelerates your business growth

Tailored protection based on transaction data provided directly to your customers

Embedded into critical touch points of payment journey for either subscription-based or add-ons

Consumer Finance & Online Lending