{"id":5267,"date":"2023-10-09T08:00:05","date_gmt":"2023-10-09T00:00:05","guid":{"rendered":"https:\/\/iglooinsure.com\/ignite-resources\/bao-hiem-phi-nhan-tho-va-bao-hiem-nhan-tho-diem-khac-biet-ma-dai-ly-can-biet\/"},"modified":"2024-06-20T17:25:57","modified_gmt":"2024-06-20T09:25:57","slug":"bao-hiem-phi-nhan-tho-va-bao-hiem-nhan-tho-diem-khac-biet-ma-dai-ly-can-biet","status":"publish","type":"ignite-resource","link":"https:\/\/iglooinsure.com\/vn\/ignite-resources\/bao-hiem-phi-nhan-tho-va-bao-hiem-nhan-tho-diem-khac-biet-ma-dai-ly-can-biet\/","title":{"rendered":"B\u1ea3o hi\u1ec3m Phi nh\u00e2n th\u1ecd v\u00e0 B\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd: \u0110i\u1ec3m kh\u00e1c bi\u1ec7t m\u00e0 \u0110\u1ea1i l\u00fd c\u1ea7n bi\u1ebft"},"content":{"rendered":"\n

B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd<\/strong> l\u00e0 hai gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh quan tr\u1ecdng cho c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p.<\/p>\n\n\n\n

M\u1eb7c d\u00f9 c\u00f3 s\u1ef1 t\u01b0\u01a1ng \u0111\u1ed3ng nh\u01b0ng c\u0169ng c\u00f3 m\u1ed9t s\u1ed1 \u0111i\u1ec3m kh\u00e1c bi\u1ec7t r\u00f5 r\u00e0ng m\u00e0 c\u00e1c \u0111\u1ea1i l\u00fd c\u1ea7n hi\u1ec3u \u0111\u1ec3 \u0111\u01b0a ra l\u1eddi khuy\u00ean ph\u00f9 h\u1ee3p cho kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

B\u00e0i vi\u1ebft n\u00e0y s\u1ebd so s\u00e1nh s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd. \u0110\u1ed1i v\u1edbi \u0111\u1ea1i l\u00fd, vi\u1ec7c hi\u1ec3u r\u00f5 nh\u1eefng \u0111i\u1ec3m kh\u00e1c bi\u1ec7t n\u00e0y l\u00e0 r\u1ea5t quan tr\u1ecdng trong qu\u00e1 tr\u00ecnh t\u01b0 v\u1ea5n kh\u00e1ch h\u00e0ng v\u00e0 \u0111\u1ec1 xu\u1ea5t c\u00e1c gi\u1ea3i ph\u00e1p b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n

B\u00e0i vi\u1ebft c\u0169ng \u0111\u01b0a ra c\u00e1c l\u1eddi khuy\u00ean d\u00e0nh cho c\u00e1c \u0111\u1ea1i l\u00fd \u0111\u1ec3 t\u0103ng doanh s\u1ed1 b\u1eb1ng c\u00e1ch t\u1eadn d\u1ee5ng c\u00e1c l\u1ee3i th\u1ebf c\u1ee7a n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m nh\u01b0 Ignite<\/strong><\/a>.<\/p>\n\n\n\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 t\u1ed5ng quan v\u1ec1 nh\u1eefng kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd:<\/p>\n\n\n\n

Danh m\u1ee5c<\/strong><\/td>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong><\/td>B\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd<\/strong><\/td><\/tr>
B\u1ea3o v\u1ec7<\/td>B\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh cho gia \u0111\u00ecnh khi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m g\u1eb7p r\u1ee7i ro t\u1eed vong<\/td>Protection against unexpected risks for health, assets, and civil liabilities<\/td><\/tr>
Th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/td>D\u00e0i h\u1ea1n, t\u1eeb 10- 20 n\u0103m tr\u1edf l\u00ean<\/td>Ng\u1eafn h\u1ea1n, th\u00f4ng th\u01b0\u1eddng c\u00f3 th\u1eddi h\u1ea1n 1 n\u0103m v\u00e0 c\u00f3 th\u1ec3 gia h\u1ea1n h\u00e0ng n\u0103m<\/td><\/tr>
Ph\u00ed b\u1ea3o hi\u1ec3m<\/td>Ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ecbnh k\u1ef3 \u0111\u00f3ng n\u1eeda n\u1eb1m, h\u00e0ng n\u0103mPh\u00ed b\u1ea3o hi\u1ec3m \u0111\u00f3ng 01 l\u1ea7n cho c\u1ea3 th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng<\/td>T\u1eeb 1 – 2 n\u0103m ho\u1eb7c ng\u1eafn h\u01a1n nh\u01b0: b\u1ea3o hi\u1ec3m du l\u1ecbch cho t\u1eebng chuy\u1ebfn \u0111i,\u2026<\/td><\/tr>
Ph\u1ea1m vi chi tr\u1ea3 b\u1ea3o hi\u1ec3m<\/td>Con ng\u01b0\u1eddi
– Tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n, ph\u1eabu thu\u1eadt, c\u1ea5p c\u1ee9u
– Chi tr\u1ea3 b\u1ec7nh hi\u1ec3m ngh\u00e8o, b\u00eanh l\u00fd nghi\u00eam tr\u1ecdng
– Th\u01b0\u01a1ng t\u1eadt
– T\u1eed vong
– T\u1eed vong do tai n\u1ea1n<\/td>		Con ng\u01b0\u1eddi, t\u00e0i s\u1ea3n v\u00e0 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 V\u1ec1 con ng\u01b0\u1eddi:
– B\u1ec7nh
– Kh\u00e1m ngo\u1ea1i tr\u00fa theo h\u00f3a \u0111\u01a1n, theo \u0111\u1ecbnh m\u1ee9c
– B\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed
– T\u1eed vong (chi tr\u1ea3 th\u01b0\u1eddng \u00edt h\u01a1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd)<\/td><\/tr>
C\u00e1c k\u1ebf ho\u1ea1ch b\u1ea3o v\u1ec7<\/td>Sinh k\u1ef3, t\u1eed k\u1ef7, li\u00ean k\u1ebft chung<\/td>S\u1ee9c kho\u1ebb, xe c\u1ed9, t\u00e0i s\u1ea3n, du l\u1ecbch, h\u00e0ng h\u00f3a, r\u1ee7i ro x\u00e2y d\u1ef1ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u0110i\u1ec3m m\u1ea5u ch\u1ed1t \u0111\u1ed1i v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 b\u1ea3o v\u1ec7 c\u00e1c r\u1ee7i ro li\u00ean quan \u0111\u1ebfn t\u00ednh m\u1ea1ng, trong khi b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd t\u1eadp trung v\u00e0o tr\u00e1ch nhi\u1ec7m, t\u00e0i s\u1ea3n v\u00e0 v\u1eadt ch\u1ea5t. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd y\u00eau c\u1ea7u tham gia d\u00e0i h\u1ea1n trong khi b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd th\u1eddi gian tham gia ng\u1eafn h\u1ea1n.<\/p>\n\n\n\n

B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n. \u0110\u00e2y l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p \u0111\u1ec3 b\u1ea3o v\u1ec7 nh\u1eefng ng\u01b0\u1eddi th\u00e2n y\u00eau v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c m\u1ee5c ti\u00eau nh\u01b0 chu\u1ea9n b\u1ecb t\u01b0\u01a1ng lai cho con v\u00e0 qu\u1ef9 h\u01b0u tr\u00ed d\u00e0nh cho m\u00ecnh, ng\u01b0\u1eddi th\u00e2n.<\/p>\n\n\n\n

B\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd b\u1ea3o v\u1ec7 c\u00e1c r\u1ee7i ro h\u00e0ng n\u0103m c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe, xe c\u1ed9, nh\u00e0 c\u1eeda v\u00e0 t\u00e0i s\u1ea3n. V\u00ec v\u1eady, n\u00f3 c\u1ea7n \u0111\u01b0\u1ee3c thay \u0111\u1ed5i v\u00e0 \u0111i\u1ec1u ch\u1ec9nh \u0111\u1ecbnh k\u1ef3 d\u1ef1a tr\u00ean s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a t\u00e0i s\u1ea3n v\u00e0 m\u1ee9c thu nh\u1eadp kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

\u0110\u1ec3 cung c\u1ea5p s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n, c\u00e1c \u0111\u1ea1i l\u00fd n\u00ean h\u01b0\u1edbng d\u1eabn kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3pd\u1ef1a tr\u00ean m\u1ee5c ti\u00eau v\u00e0 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh theo t\u1eebng giai \u0111o\u1ea1n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 l\u1eddi khuy\u00ean d\u00e0nh cho \u0111\u1ea1i l\u00fd \u0111\u1ec3 t\u0103ng doanh s\u1ed1 b\u00e1n b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd:<\/p>\n\n\n\n

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  • T\u00ecm hi\u1ec3u th\u00eam v\u00e0 nghi\u00ean c\u1ee9u v\u1ec1 nhi\u1ec1u danh m\u1ee5c b\u1ea3o hi\u1ec3m kh\u00e1c nhau \u0110\u00e1nh gi\u00e1 t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 \u0111\u1ec1 xu\u1ea5t c\u00e1c s\u1ea3n ph\u1ea9m li\u00ean quan – b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf, du l\u1ecbch, v\u1eadt ch\u1ea5t xe, v.v.<\/li>\n\n\n\n
  • Khuy\u1ebfn kh\u00edch c\u00e1c s\u1ea3n ph\u1ea9m b\u1ed5 tr\u1ee3 v\u00e0 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u1ed1i \u01b0u nh\u1eb1m n\u00e2ng cao ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n
  • S\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m nh\u01b0 Ignite \u0111\u1ec3 qu\u1ea3n l\u00fd v\u00e0 n\u00e2ng cao hi\u1ec7u su\u1ea5t t\u01b0 v\u1ea5n kh\u00e1ch h\u00e0ng<\/li>\n\n\n\n
  • Ch\u1ee7 \u0111\u1ed9ng nh\u1eafc kh\u00e1ch h\u00e0ng t\u00e1i t\u1ee5c ho\u1eb7c gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng<\/li>\n\n\n\n
  • B\u00e1n th\u00eam v\u00e0 b\u00e1n ch\u00e9o c\u00e1c s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p cho kh\u00e1ch h\u00e0ng<\/li>\n<\/ul>\n\n\n\n

    Ignite by Igloo<\/strong> cung c\u1ea5p v\u00e0 trang b\u1ecb cho \u0111\u1ea1i l\u00fd c\u00e1c c\u00f4ng c\u1ee5, n\u1ec1n t\u1ea3ng v\u00e0 t\u01b0 li\u1ec7u b\u00e1n h\u00e0ng nh\u1eb1m khai ph\u00e1 t\u1ed1i \u0111a ti\u1ec1m n\u0103ng c\u1ee7a t\u1eebng \u0111\u1ea1i l\u00fd, t\u1eeb \u0111\u00f3 gi\u00fap \u0111\u1ea1i l\u00fd gia t\u0103ng thu nh\u1eadp m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng.<\/p>\n","protected":false},"excerpt":{"rendered":"

    B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd l\u00e0 hai gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh quan tr\u1ecdng cho c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p.<\/p>\n","protected":false},"author":1,"featured_media":11285,"template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":""},"country":[6],"class_list":["post-5267","ignite-resource","type-ignite-resource","status-publish","has-post-thumbnail","hentry","country-vietnam"],"acf":[],"_links":{"self":[{"href":"https:\/\/iglooinsure.com\/vn\/wp-json\/wp\/v2\/ignite-resource\/5267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iglooinsure.com\/vn\/wp-json\/wp\/v2\/ignite-resource"}],"about":[{"href":"https:\/\/iglooinsure.com\/vn\/wp-json\/wp\/v2\/types\/ignite-resource"}],"author":[{"embeddable":true,"href":"https:\/\/iglooinsure.com\/vn\/wp-json\/wp\/v2\/users\/1"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iglooinsure.com\/vn\/wp-json\/wp\/v2\/media\/11285"}],"wp:attachment":[{"href":"https:\/\/iglooinsure.com\/vn\/wp-json\/wp\/v2\/media?parent=5267"}],"wp:term":[{"taxonomy":"country","embeddable":true,"href":"https:\/\/iglooinsure.com\/vn\/wp-json\/wp\/v2\/country?post=5267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}